The ‘‘Coronavirus Aid, Relief, and Economic Security Act’’, referred to as the ‘‘CARES Act’’, was passed by the U.S. Senate late Wednesday, March 25th, and is expected to be voted on by the House on Friday, March 27th. There are significant retirement provisions in the CARES Act that impact “hardship withdrawals”, plan loans, and “minimum required distributions” (i.e., MRDs or RMDs required after attaining age 70-1/2 or age 72). These provisions have been “tweaked” as the Act was negotiated. Many assume that the House will not attempt to make further changes to the Senate version of the CARES Act. ACSI will provide updates after the CARES Act is a final law. ACSI (www.acsi-ny.com or firstname.lastname@example.org) is available if you have other retirement plan questions.